No. Not all states require auto insurance. Some simply have "financial responsibility' laws that mandate all drivers to have the ability to pay for any damage or injury that they or someone else might cause to their car.
Just because there are certain states that don't require for you to get auto insurance, that doesn't mean that you shouldn't. Purchasing liability insurance is still the best and most secure way to go.
Additionally, if you live in a state that doesn't require for you to get insurance, purchasing liability insurance anyway will be the best way for you to meet your state's financial responsibility requirements.
There are various car insurance companies that offer protection to people for a reasonable price. Auto club memberships and certain discount plans are offered in a variety of states, and driving without insurance will simply be more dangerous and probably more expensive.
Nowadays, there are many advantages in being an auto club membership. It'll help you save money and drive more safely with less out-of-pocket expenses.
By law, all states offer UIM and UM policies, as well as no-fault states.
As a matter of fact, in some states, motorists are required to carry this sort of coverage in order to gain protection from inadequate insurance coverage of other drivers.
Even though there are still some states out there that don't require you to purchase insurance, that doesn't mean that you are out of the cage.
You still have to be financially stable in order to keep your and be ready to pay for any damage that might happen to it.
If you live in a state that doesn't require for you to get liability insurance and if you live in a dangerous neighborhood, you have a very high chance paying a lot of money, thus damaging your car. It is true that at times insurance can be quite costly, but it is also true that it is a lot safer for a driver to drive with insurance than without.
If you are a parent with a teenage child who wants to start driving a car, always know that it will be for your child's own good to protect him by purchasing insurance. Since teenage drivers have an extremely high risk of getting into accidents because of factors such as peer pressure and simply because they're new to driving, it is highly recommended to protect them with insurance.