Does Health Insurance Cover Lip Augmentation?
Insurance may cover lip augmentation if the procedure is being completed for reconstructive purposes, such as a congenital defect or as reconstruction after an injury or accident. However, if you are undergoing this procedure purely for cosmetic purposes, you're most likely on your own to pay the bill. Make sure you understand all of your doctor's charges, including anesthesia, follow-up care and hospital fees, if applicable. Obtain an estimate of the charges beforehand and work out a payment plan if necessary.
It's also very important that you realize elective cosmetic surgery may impact your current insurance. Your carrier can increase your premiums and it can affect future coverage. Ask your insurance carrier about its policy on elective, cosmetic surgery so you're not surprised in the future.